Taxes. Just the word can make you want to hide under the duvet. But whether you’re a full-time employee in Cardiff or a freelancer in Glasgow, understanding your tax obligations is a must. Our UK Income Tax Calculator app is here to make things straightforward, covering tax years 2020–21 to 2025–26 for England, Northern Ireland, and Scotland. Packed with features like National Insurance and Student Loan calculations, this app is your pocket-sized financial assistant. Here’s why it’s a game-changer.
Tailored for the UK’s Tax System
The UK tax system isn’t exactly a walk in the park, with different rules for England, Northern Ireland, and Scotland. Our UK tax app handles it all, from the standard 20% Basic Rate in England to Scotland’s complex bands, like the 48% Top Rate in 2025–26. It also works as a National Insurance calculator, applying rates such as 8% on earnings between £12,570 and £50,270 in 2025–26, with 2% above that. The app adjusts for age—0% NI for those over 66 or under 21 (below £50,270)—and supports Student Loan repayments for Plans 1, 2, 4, and Postgraduate.
You can also input pension contributions and additional allowances to see their effect on your take-home pay. Whether you’re planning for 2020–21 or 2025–26, the app uses accurate thresholds, like the £12,570 Personal Allowance from 2021–22 onward.
Detailed Breakdowns for Total Clarity
Our app doesn’t just spit out numbers—it explains them. For example, if you earn £40,000 in Northern Ireland in 2022–23 with a Plan 2 student loan:
- Personal Allowance: £12,570.
- Taxable Income: £40,000 – £12,570 = £27,430.
- Income Tax: 20% on £27,430 = £5,486.
- National Insurance: 12% on £27,430 (£12,570–£40,000) = £3,291.60.
- Student Loan (Plan 2): 9% on £12,705 (£40,000 – £27,295) = £1,143.45.
- Net Income: £40,000 – £5,486 – £3,291.60 – £1,143.45 = £30,078.95 annually (£2,506.58 monthly).
These breakdowns make it easy to see where your money’s going, whether_you’re budgeting or preparing for a chat with HMRC.
Built for Your Mobile Lifestyle
Our UK Income Tax Calculator is built with React Native, offering a seamless experience on iOS and Android. The touch-friendly interface is perfect for quick calculations, and you can export results as a PDF or text file to share via email or messaging apps. It’s ideal for anyone who needs reliable tax info on the move.
Get the App Today
Don’t let tax calculations bog you down. Our UK Income Tax Calculator app simplifies Income Tax, National Insurance, and Student Loan repayments for 2020–2026. Download it from the App Store or Google Play and make tax season a breeze.