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Sara K

Finance enthusiasts, writer, and researcher passionate about simplifying the world of taxes and personal finance.

Hargreaves Lansdown Stocks and Shares ISA - 2025
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Hargreaves Lansdown Stocks and Shares ISA – 2025

What is a Hargreaves Lansdown Stocks and Shares ISA? A Stocks and Shares ISA is an investment account in the UK which is tax-efficient and allows you to grow your money free from capital gains tax (CG...

Sara K
March 29, 2025
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Best Junior Stocks And Shares ISAs Comparison for 2025
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Best Junior Stocks And Shares ISAs Comparison for 2025

A Junior Stocks And Shares ISA (Individual Savings Account) is an account that allows tax-free investment for children that can yield up to £9,000 every year (2024/25 tax year) till the child turns 1...

Sara K
March 28, 2025
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Best Junior Cash ISA Accounts Comparison Top Picks for 2025
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Best Junior Cash ISA Accounts Comparison: Top Picks for 2025

In a fulfilling Junior Cash ISA account, the growth is secure and tax-free, making it easier to save for Junior’s future. The accounts maintain a £9,000 limit during the year’s tax period and can...

Sara K
March 28, 2025
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Junior Savings ISA Account A Start Towards a Child’s Future
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Junior Savings ISA Account: A Start Towards a Child’s Future

Saving towards a child’s future can be done tax-free when using a Junior ISA account. These accounts, first introduced in 2011 as a replacement for Child Trust Funds, are expected to exceed £5 bill...

Sara K
March 28, 2025
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Stocks & Shares Lifetime ISAs The Best Tax-Free Investment Accounts
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Stocks & Shares Lifetime ISAs: The Best Tax-Free Investment Accounts

Stocks & Shares Lifetime ISA (LISA) allows you to collect a 25% government bonus while investing your savings making it perfect to achieve goals like retirement or first-time home buying. In compa...

Sara K
March 27, 2025
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Cash Lifetime ISA The Best Accounts for Risk-Free Savings
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Cash Lifetime ISA: The Best Accounts for Risk-Free Savings

A Cash Lifetime ISA (LISA) was created for retirees or first time homebuyers who need savings to grow without the risk involved in stocks. Unlike a Stocks & Shares LISA, Cash LISA’s interest...

Sara K
March 27, 2025
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Best Stocks & Shares ISAs in 2025 – Top Platforms Compared
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Best Stocks & Shares ISAs in 2025 – Top Platforms Compared

With tax-free investment options such as Stocks and Shares ISA, investing your money is made simple and more beneficial to you in the UK. Basic paying UK citizens can enjoy a £20,000 a year allowance...

Sara K
March 26, 2025
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Tax-Free Investing in the UK_ Stocks and Shares ISA
  • Personal Finance
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Tax-Free Investing in the UK: Stocks and Shares ISA

A Stocks and Shares ISA helps individuals in the UK to invest their money tax-free. Investment accounts are subject to taxes, with the ISA all profits earned from dividends, interests, or capital gain...

Sara K
March 26, 2025
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Lifetime ISA (LISA) A Comprehensive Guide on Tax-Free Savings to Buy Your First Home or for Retirement
  • Personal Finance
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  • Seasonal Tax Guides
  • Tax for Beginners
  • Tax Tips & Strategies

Lifetime ISA (LISA): A Comprehensive Guide on Tax-Free Savings to Buy Your First Home or for Retirement

What is LISA (Lifetime Individual Savings Account)? A Lifetime ISA, or LISA, is an account designed to save for your first home or retirement. It is tax-free for UK citizens. It’s been incentivi...

Sara K
March 25, 2025
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Tax-Free Savings Strategies_ Cash ISAs Overview and The Best Accounts and Rates For 2024-2025
  • Personal Finance
  • Saving Money
  • Seasonal Tax Guides
  • Tax for Beginners

Tax-Free Savings Strategies: Cash ISAs Overview and The Best Accounts and Rates For 2024-2025

For individuals saving in the UK, the Cash ISA remains one of the most effective products to gain interest without incurring any taxes among Individual Savings Accounts (ISAs). Those looking to optimi...

Sara K
March 24, 2025
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